Karny
The credit ledger that simplifies merchants' lives.
Countries
Morocco
Languages
Arabic (Darija) · French
Status
wholly-owned subsidiary
Status
wholly-owned subsidiary
Acquired in
2021
Countries
Morocco
Languages
Arabic (Darija) · French
An Endeavor company
Chari is selected by Endeavor, the global network of high-impact entrepreneurs.
Endeavor Catalyst on the cap table · $12M Series A · Chari Money licensed by Bank Al-Maghrib
Discover EndeavorWhat Karny does
A mobile app for managing informal customer credit. Lets merchants log tabs, send WhatsApp reminders and back transactions up to the cloud. Acquired by the group in 2021 and used to build merchant credit scores.
For whom
Merchants in Morocco
Languages
Arabic (Darija) · French
Note
Acquired in 2021
Key features
Place in the group
Every brand in the group occupies a precise position in the last-mile commerce value chain. Here is Karny's.
Merchants
Karny
Credit scoring
Credit data layer: informal tabs turn into merchant scoring signal.
Karny in detail
Karny's reference pages and the group's analyses that cover it.
The group's analyses
- The Chari Group companies: who does what, from ordering stock to getting paid
Chari, Chari Money, ChariPay, Charicash, Karny, Lacaisse, Charitelco, Tyara, Hotelo: the role of each company in the group and how they all fit together.
- From restocking to getting paid: a merchant's day in the Chari ecosystem
Ordering, selling, giving credit, collecting payments remotely, managing an account: how the Chari group's tools fit together across a merchant's day.
- How the Chari group supports the digitisation of payment for Moroccan merchants
Equipment, trust, cash flow, regulatory framework: how the Chari group helps Moroccan merchants move over to digital payment, step by step.
Karny in the press
Public articles that cover milestones of the brand or the group.
